SNAP Benefits Calculator
Estimate Food Stamp Eligibility and Monthly Benefits
Estimate your household’s possible monthly SNAP benefit using federal income limits, allowable deductions and maximum allotments.
Federal FY 2026 estimates: October 1, 2025 through September 30, 2026.
1. Household Information
2. Monthly Income
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Enter monthly wages, salary, tips or self-employment income before taxes and deductions. (Note: State agencies may calculate self-employment income differently.)
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Examples may include Social Security, unemployment benefits, pensions and other countable income. Some payments may be excluded under SNAP rules.
3. Allowable Deductions
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Enter out-of-pocket care expenses necessary for a household member to work, look for work, attend training or attend education.
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Enter qualifying child-support payments that a household member is legally required to pay. (Some states treat this as an income exclusion rather than a deduction.)
4. Housing and Utility Costs
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Enter the household’s qualifying monthly rent or mortgage expense.
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Renter’s insurance is generally not a qualifying shelter cost.
Warning: Most states use Standard Utility Allowances instead of actual utility costs. Because those allowances vary by state, this federal baseline may not match your state’s calculation.
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5. Resources and Other Information
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Examples may include countable cash or money in bank accounts. Homes, many retirement accounts and certain other resources may be excluded.
Estimated Monthly SNAP Benefit
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Gross Income Test
Entered:
Limit:
Net Income Test
Estimated:
Limit:
Resource Review
Countable:
Fed Baseline:
Benefit Computation
Max Allotment:
Expected Contrib:
Result:
| Deduction & Income Breakdown | |
|---|---|
| Gross Earned Income | |
| Gross Unearned Income | |
| Total Gross Income | |
| 20% Earned-Income Deduction | |
| Standard Deduction | |
| Dependent-Care Deduction | |
| Child-Support Deduction | |
| Medical Deduction | |
| Adjusted Income Before Shelter | |
| Total Shelter Costs | |
| Half of Adjusted Income | |
| Raw Excess Shelter Expense | |
| Applied Shelter Deduction | |
| Final Estimated Net Income | |
Ready to Apply?
Only your state or local SNAP agency can make an official eligibility decision and issue benefits.
Find My State SNAP Office
Unofficial Estimate: This unofficial calculator provides a preliminary estimate for educational and planning purposes only. It does not determine eligibility, approve an application or guarantee a benefit amount.
Your state SNAP agency determines eligibility using verified income, household information, deductions, resources, state options and non-financial program rules. Actual results may differ because states may use different utility allowances, categorical-eligibility rules, resource policies, self-employment calculations, medical deductions and other program options.
The calculator is not affiliated with or endorsed by USDA, USAGov or any state government agency.
Your state SNAP agency determines eligibility using verified income, household information, deductions, resources, state options and non-financial program rules. Actual results may differ because states may use different utility allowances, categorical-eligibility rules, resource policies, self-employment calculations, medical deductions and other program options.
The calculator is not affiliated with or endorsed by USDA, USAGov or any state government agency.